A travel medical plan provides a wide variety of medical benefits and emergency services that are important if you become sick or hurt on a trip outside your home country.  It provides medical insurance in cases of medical emergencies and evacuations. Depending on the company selling. Sometimes this insurance is referred to as Worldwide Medical Insurance, International Medical insurance. Or International Travel Insurance.

A travel medical plan covers medical expenses for an injury or illness that occurs on your trip. You need this protection because your home health insurance may not follow you on travels abroad. And, if it does, it often covers only life-threatening emergencies defined by your health insurance company, and their definition of an emergency may not match yours.